Once a Punjabi, a maarwadi, and a Bengali - are crossing the road, when a bus runs them all over, killing them instantly. They appear before Yamraj, who prepares to let them into Heaven.
The three plead and beg to be allowed to go back, as they're only young and haven't led full lives. Eventually, Yamraj relents and lets them go back to earth - on the one condition that they each pay him 10 thousands.
Punjabi pays his 10 thousand straight away, and BANG!!, he's back in the same street he had just left.
Immediately, he goes into the nearest pub, and tells all of his mates his amazing story.
Of course, they don't believe him. "So," asks one mate, "if all this is true, then where's maarwadi and the bengali?".
"Well," says the Punjabi, "when I left them, the marwadi had him down to 6.5 thousand, and the Bengali was arguing that the government should pay for it as he pays his taxes and roads are not proper which leads to these accident."
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